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SPEND/THRIFT: Think before you spend a tax rebate

The options seem endless: purchase a new television, build an emergency fund, invest in an IRA, pay on some of the bad debt you've accrued from too many impulsive buys. If Congress passes the national economic stimulus plan, many people stand to get rebates. The precise amount varies by proposal and by factors such as income and number of children. But let's say you're set to receive $600. Many Americans probably have multiple places they'd like it to go. So consider these thoughts from some experts to ensure wise spending. FIX YOUR FINANCES If you are living paycheck to paycheck, consider putting that $600 into an emergency fund, says Mike Peterson, financial expert and author of ''Reality Millionaire: Proven Tips to Retire Rich.'' Financial experts recommend three to six months of living expenses.


Football: Dunn commits to Virginia Tech; Price changes to Virginia

It may be Super Bowl Sunday, but the decision process goes on for local high school football players.

Today, Ocean Lakes wide receiver Randall Dunn committed to Virginia Tech while Great Bridge lineman Michael Price, who had previously committed to Old Dominion, said he was accepting an offer from Virginia instead.

"They were always my No. 1 choice and they were always leading, but I had to go and compare other places," the 6-3, 210-pound Dunn said of Virginia Tech, which he picked over offers from many schools, including from Virginia, Connecticut, Penn State and West Virginia.

"It felt like home when I went there. They gave me an opportunity to meet with some of the players and they basically told me it’s like living the life. In Blacksburg, everything evolves around the football team."

Playing at Virginia Tech will also give Dunn an opportunity to play with his cousin, Maury lineman Vinston Painter.


Fashion v Fun

The only snag is that none of the MMS services launched in Europe to date allow users to send messages between networks something that obviously has to change.

Finnish startup Oplayo Oy showed an impressive streaming-media-over-GPRS service. Short video clips were downloaded over the air (across Vodafones network, since you ask) to the aforementioned 7650 handset. The viewing quality of the clip wasnt fantastic, but it was certainly adequate for, say, watching replays of crucial scores by your favourite sports team. And significantly, this wasnt a demo its a commercial service that you can pay for over Bango!.net.

Bango!.net itself is worth a mention, since its a quick and easy way for publishers to monetize their content and solves the problem of how to collect micro-payments in real time.


Interest Rates, Congress, and Your Mortgage

Rates can rise, as they did last week, when investors react to news, such as the Fed cut, and expect it to strengthen the economy or spur inflation, explains Doug Duncan, chief economist at the Mortgage Bankers Association. According to MBA's weekly survey, the average interest rates for 30- and 15-year fixed mortgages increased about a tenth of a percentage point over the past week, to 5.6 percent and 5.04 percent, respectively.

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STAR AND BUC WILD RETURN TO NY AIRWAVES!

If you thought you were going to get Nas in December, you must know that is not going to happen. Nas got his wig pushed back like many before him and N****r will now drop in February. Now, how ironic is that – during Black History Month. Nevertheless, according to a recent mtv report, DJ Toomp (my favorite producer of the moment), Salaam Remi, Diddy and others are on board. Anyway, I know Al Sharpton and them wanted the X-Mas gift of Nasir, but they will have to wait for that love near Valentine's Day! I was thinking that Nas should call the album N***r, K*ke, Sp*c and Cr****r just in an effort to take the sting out of all the words.


JAY-Z'S GOT NO GHOSTWRITER!


I admit, I was kinda hoping Jay would reach out and cuss me out for that silly rumor about him employing a ghostwriter.


PC World: The Web works wonders for tax filing

We could import personal-finance data only from Quicken 2005 or later.

TurboTax Premier includes a thorough Schedule C interview for sole proprietors; most of them can save the $25 premium for the Home and Business version and stick with the Premier version.

( Mac system requirements: TurboTax Online requires a PowerPC G3 or Intel-based processor and Mac OS X. It works with Firefox 1.0.7 or Safari (1.3.1 for OS X 10.3 and 2.0.1 for OS X 10.4); TurboTax Online for Mac does not support the AOL for Mac browser.)

The cheap thrill

At $16 for a federal and one state form, 2nd Story Software's TaxAct Ultimate is the low-price leader. Its interview section is less customizable than TurboTax's, and the screens sport a distracting advertisement for getting an advance loan on a refund, but we liked the new interface, Q&A search, and program tutorial.


Police Arrest Five In Marijuana Raid

It's inhumane to do otherwise. I find it commedable that you sought and found an alternative way to deal with your suffering. Unfortunately not all people can afford those kind of high prices nor will it work on all people. You find what works and use it.I must take issue with your statement that the use of Marijuana will inevitably lead to the use of harder drugs. "cont" " .


How I Finally Sold My House After 9 Months

The key to selling any home is preparing the home for sale," said agent Buzz Needham of Realty Professionals. "You need to neutralize the home as much as possible. Outlandish color schemes need to be painted over with neutral colors. Excess furniture and wall mounts must go so buyers focus on the house not your belongings. Most important is the curb appeal. First impressions cannot be remade."

Offer Incentives

I offered unique incentives, although selling the furniture I used to stage my home was not one I had planned.

I had told my agent to promote and offer a special incentive to anyone who made an offer after seeing my home during an open house. I offered a 3 percent discount to anyone who saw the home during the open house and made an offer within seven days.


 
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